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Gain Portuguese residency for you and your family

Portugal is a member of the European Union, which means that if you have residency there, you’re able to live and travel freely across the EU. Residency can also eventually lead to full EU citizenship. We offer two innovative solutions for non-EU nationals looking to not only invest abroad but to also gain residency in an EU country.

An innovative residency by investment solution: The Golden Residence Permit Programme

The Portuguese government aims to increase foreign investment in key sectors of its economy through this unique residency-by-investment solution. The Golden Residence Permit Programme allows participants to make an investment in Portugal and in turn receive the opportunity to apply for Portuguese residency. You can invest by:

  • real estatePurchasing real estate to the value of €500,000 or more
  • investmentMaking a capital investment with the minimum value of €1 million
  • employ''Establishing a Portuguese company that employs at least 10 people

Once you have made your investment, you can apply for Portuguese residency.


As a GRPP participant you will:

  • familyGain dual residency for you and your family
  • travelTravel visa-free throughout the Schengen Area
  • propertyOwn property overseas
  • secureSecure a ‘plan B’ for you and your family in terms of security, education and lifestyle

On top of all this, the visa only requires you to spend seven days in Portugal for the first year and 14 days every subsequent year for it to remain valid. This means that you can remain living in South Africa and spend just two weeks per year in sunny Portugal.

After five years, you and your family will be able to apply for permanent residence in Portugal. After six years, you will be eligible for Portuguese citizenship.

Read more about the GRPP


An alternative retirement plan for South Africans: The Non-Habitual Residence programme

Portugal has opened its arms to foreign retirees looking for an alternative retirement plan. The Non-Habitual Residence (NHR) programme offers non-Portuguese nationals at retirement age a 10-year tax break on qualifying foreign income.

This kind of a programme is particularly attractive to citizens of countries like South Africa. Increasingly volatile economics are threatening to deprive South African citizens of a comfortable retirement and this programme is a great way to spend your golden years in comfort.

To take part in the programme, you will need to become a non-resident for tax purposes in South Africa (through financially emigrating), and reside in Portugal for at least six months a year.

The Portuguese government’s definition of retirement is quite loose and you only need to ensure you aren’t employed in Portugal. This means you can still keep business interests anywhere outside of Portugal if you wish; making this the perfect option for people looking to go into semi-retirement.


As a participant of the NHR you will get to:

  • taxLive in sunny Portugal for six months a year
  • taxPay no Portuguese tax on any pension, dividend or annuity income
  • family Be close to any family in the EU
  • taxGet Portuguese citizenship for you and your spouse after six years

Read more about the NHR

Speak to us about retiring tax-free

Sable International's comprehensive service

We have teams in South Africa and Portugal who can help you decide which programme is right for you. Once you have decided which route you’d like to take, our team in Portugal will ensure you make investment decisions based on local conditions.

Our service includes everything from opening your bank accounts, to tax advice, fiscal applications, property selection and management, as well as residency applications and renewals to your application for Portuguese citizenship.


South Africa

Cape Town

Regent Square
Doncaster Road
Kenilworth 7708 +27 (0) 21 657 2120


201 The Annex
Ridgeside Office Park
Umhlanga +27 (0) 31 536 8843

United Kingdom


Castlewood House
77/91 New Oxford Street
WC1A 1DG +44 (0) 20 7759 7514


5-7 Selsdon Road
South Croydon
CR2 6PU +44 (0) 20 7759 7581



9 Yarra Street
South Yarra
VIC 3141 +613 (0) 8651 4500

Sable International is a trading name of 1st Contact Money Limited (company number 07070528), registered in England and Wales. We are authorised and regulated by the Financial Conduct Authority in the UK (FCA no. 517570), the Financial Services Conduct Authority in South Africa (1st Contact Money [PTY] Ltd - FSP no. 41900) and hold an Australian Financial Services License issued by ASIC to deal in foreign exchange (1st Contact Group - AFS License number 335 126).

Please note: Sable International is a trading name of Philip Gamble and Co. Ltd. Philip Gamble and Co. Ltd is registered in the UK with the Office of the Immigration Service Commissioner (OISC) under no. F2001-00004. Our staff based outside of the UK are not regulated by the OISC and may be involved in some client casework. However, they work to the same high standards as our UK staff and clients receive the same service regardless of which office they engage with.

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