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Send money internationally the easy way

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The rates we display here are mid-market and indicative.
Actual rates will vary depending on your transfer amount.

As a truly international business, we can help you send money to just about any location in the world. Below is a list of places that we can help you transfer money to. If you can’t find the country you’re looking for, please click on “other currencies” and we’ll help you figure out the best way to transfer.

Transfer money internationally online, anywhere in the world

Typically, our wide client base includes foreign nationals who are purchasing property, settling debts or transferring money home for investment purposes. We also help individuals who are investing overseas.

Our service is highly professional, but with a personal focus. We like to understand our clients' needs and deliver our services in a way that suits them best.





Why thousands of people us our forex service each year

We provide you with the best way to transfer money internationally

Our industry-leading customer service, great rates and low fees make us the preferred forex transfer service for thousands of clients across the world. Below are a few reasons why 60,000 people choose to use our services each year.

Bank-beating exchange rates

When you need to exchange money, you’ll want a great exchange rate. We invest time and effort into sourcing the best money exchange rates and providing the most competitive service. By transferring in bulk (unlike a bank), we get better rates and that means we can pass those savings on to you.

Lowest fees

We’ve built key relationships with banks from all around the world and this helps us make huge savings, which means low fees for you. Besides our low fees, every fifth transfer will be processed for free. Every transfer (excluding transfers out of South Africa) over £2,000 (or the equivalent value in another currency) you make with us won’t cost you a cent.

Online convenience

Gone are the days when you need to sit in a bank to transfer money abroad. Our online payment portal is available 24 hours a day, seven days a week and is easy to use. This means you can transfer any amount of money from wherever you are in the world, whenever you want.

UK debit cards accepted

Using a UK debit card is one of the best ways to transfer money internationally. When you use a UK debit card on our unique payment portal, the rate you see is the rate you get. This means there won’t be any surprise rate fluctuations when your money clears into the receiving account.

Fast transfers

With us, online transactions clear within a maximum of three working days from the date of transfer, but it’s usually much faster. If you’re in a hurry, you can use our speed service and we’ll ensure your funds clear within one working day.

Security you can trust

We are trusted by more than 60,000 registered clients and complete over 140,000 transactions per year. We’ve been registered and licensed with all the right institutions for over 20 years; you can find out more here.


1. Register

Register your free account online to get full access to our secure money transfer service.


2. Activate

To activate your account, simply upload or email our team copies of your passport and proof of address.


3. Transfer

Transfer between more than 25 currencies from all over the world and benefit from great rates and speedy transfers.


Frequently asked questions about online money transfers

You’ve got questions? We have the answers. Here are some of the most common questions we receive about our online international money exchange service.

1. How long does it take to activate my account once I’ve registered?

As soon as we have received a copy of your passport and proof of residential address (signed and dated by yourself), we will activate your account on the same business day.

If your transfer exceeds £10,000, we will request a few additional documents.

2. How are your exchange rates determined? Why are they better than the banks’ rate?

To get you the best rates, we canvass the market on your behalf, add a small margin to the rates we obtain and pass that rate on to you.

The exchange rates we offer fall between the interbank rate (the truest exchange rate) and the rate offered by high street banks and bureaux de change. We are able to undercut the high street banks and pass that saving on to you in the form of great rates. While the rates on our site are updated throughout the day, they must be viewed as indicative only.

3. Why can't I get the exchange rate I see on TV?

We can transfer funds to just about any worldwide destination. Our most popular destinations are Australia, New Zealand, Poland, South Africa, Canada, the United States and the Eurozone. If your country is not specifically listed as an option on our website, please give us a call and we’ll help you out with your transfer.

4. Between which countries can I send funds?

We can transfer funds to just about any worldwide destination. Our most popular destinations are Australia, New Zealand, Poland, South Africa, Canada, the United States and the Eurozone. If your country is not specifically listed as an option on our website, please give us a call and we’ll help you out with your transfer.

5. What are the transfer fees?

Our fees are dependent on the size and destination of your transfer. Any transfer above £2,000 is automatically processed free of charge. If you are transferring less than £2,000, the table below will provide you with general information on the fees for some of our most popular destinations.

Fees to transfer from the UK

UK to Australia


UK to Eurozone destination


UK to New Zealand


UK to Poland


UK to South Africa


UK to UAE, USA and Canada


Australia to the UK


Eurozone destinations to the UK


New Zealand to the UK


Poland to the UK


South Africa to the UK



Remember, these are simply our most popular destinations; we can transfer to others so if yours isn’t on the list, please contact us.

6. Can I send money to a credit card?

We can send money to South African credit cards only. At present, we cannot transfer money to Australian, New Zealand or UK credit cards.

7. What is the processing time for a transfer?

Once we have received all the necessary documentation associated with the transaction and your funds have cleared in our client account, the converted funds will be credited to your nominated overseas account within one to three working days.

8. What are the minimum and maximum amounts that can be transferred?

There is no minimum or maximum amount when you transfer money with us. There are, however, certain benefits to sending larger amounts. To find out more about the benefits of sending larger amounts click here

Please note: When transferring £10,000 (or foreign currency equivalent) or more in a single currency transaction, or £30,000 (or foreign currency equivalent) in a number of transactions over a 12 month rolling period, Sable International requires proof of “source of funds” as prescribed by HMRC’s Money Laundering Regulations.

9. What methods of payment can I use to transfer the funds to your account?

We accept GBP denominated UK debit card and internet banking payments. Your name and surname must be used as the reference when paying via internet banking. If a name and surname are not supplied, proof of payment must be emailed to us in order for us to allocate your funds for transfer.

10. What happens when I use a debit card as my preferred payment method?

The easiest way to transfer money with us is to use your UK debit card on our website.

First, enter in the amount that you wish to transfer as well as your debit card details. Then enter in the overseas recipient bank account details of the destination to which you wish the money to be transferred. This process is completely under your control and you don’t need to set foot in a bank or log on to an internet banking portal.

As soon as you submit your request online, your money is transferred from your account into ours. As the funds are transferred out of your account, the exchange rate will be secured for your transfer. This is how we ensure the rate you see when you request the transfer is the rate you get.

11. What happens when I use internet banking as my preferred payment method?

If you have chosen internet banking as your preferred payment method, you will need to complete two stages to affect a transfer. Firstly, you will need to upload your transfer instruction onto our website. This tells us the amount of money, destination to which and date on which you want the funds to be sent. After this, you will have to log in to your internet banking account and transfer the requested amount to the relevant Sable International client account, using your name and surname as the payment reference.

The appropriate details for our client holding account will appear when you upload your transfer request on our website.

12. How can I be sure that my funds will be correctly allocated?

If you are using internet banking, it is imperative that you ensure that your funds will clear under your name and surname. If you use your name and surname as the payment reference, we will know that the funds are from you and we can process your transfer as soon as the funds clear.

If the funds will be clearing under a reference other than your own name and surname, please send an email to, informing us as to what name the funds should clear under. Following these guidelines will decrease the likelihood of a delay.

13. What are the requirements of a registered Money Service Business?

The law requires us to monitor any unusual or suspicious transactions of any size taking place where we have reason to believe the money is derived from illegal activity. We will report any suspicious international money transfers to the authorities.

The law also requires us to keep full records of all transactions, together with copies of identification provided. We are unable to process any transaction where this information is withheld. Proof of address and proof of funds may be required in certain cases – please see our “know your customer” guidelines for more information.

14. How secure is the site?

Our site uses Secure Socket Layer (SSL) 128 bit encryption to protect your transaction details. This 128 bit encryption is the latest and strongest data encryption technique commercially available for securing information between you, our client, and our website.

SSL works by encrypting/scrambling data from our website to your computer.  The data is encrypted on our web server and can only be decrypted/unscrambled by the person with the correct decrypt/unscramble key. You can visually verify our site’s use of SSL in two places: The "s" in https in the site’s web address and by the padlock on the left hand side of the address bar.


South Africa

Cape Town

Regent Square
Doncaster Road
Kenilworth 7708 +27 (0) 21 657 2120


201 The Annex
Ridgeside Office Park
Umhlanga +27 (0) 31 536 8843

United Kingdom


Castlewood House
77/91 New Oxford Street
WC1A 1DG +44 (0) 20 7759 7514


5-7 Selsdon Road
South Croydon
CR2 6PU +44 (0) 20 7759 7581



9 Yarra Street
South Yarra
VIC 3141 +613 (0) 8651 4500

Sable International is a trading name of 1st Contact Money Limited (company number 7070528) registered in England and Wales. Sable International is authorised and regulated by the Financial Conduct Authority in the UK (FCA no. 517570), the Financial Services Conduct Authority in South Africa (FSP no. 41900) and holds an Australian Financial Services License issued by ASIC to deal in foreign exchange (AFS License number 335 126).

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