All your encashment needs sorted

Cross-border retirement fund encashments involve multiple moving parts, from SARS approvals and tax directives to exchange control compliance and offshore transfers. Which means in order for things to run smoothly, it’s best to let the experts take care of it.

At Sable International, we manage the entire process on your behalf, ensuring everything is handled correctly, compliantly and as efficiently as possible.

Here’s what we can do for you:

  • Update your SARS tax status to non-resident
  • Obtain SARS AIT/Tax Clearance
  • Open a bank account for you
  • Liaise directly with your investment or insurance provider
  • Secure your SARS tax directive
  • Transfer your funds safely and efficiently overseas

Do you qualify for access to your retirement funds?

Many South Africans living abroad don’t realise they may already qualify to encash certain retirement products before retirement age.

You may qualify if:

  • You’ve been living outside South Africa for two years or longer
  • You have a retirement annuity, preservation fund or pension preservation fund in South Africa
  • You have formally ceased South African tax residency, or need assistance doing so

Why choose Sable International

With decades of experience across forex, tax and international financial services, we understand the challenges South Africans abroad face when moving money across borders.

Our role is to simplify the process, reduce unnecessary delays, and help you move forward with confidence.

Trusted expertise

Registered with the FCSA in South Africa and HMRC in the UK.

Comprehensive support

From compliance and approvals to final transfer, we’ll take care of the entire process, end-to-end.

Access your SA retirement funds
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Dedicated specialists

A team of experienced cross-border consultants to personally manage every case.

Strong industry relationships

Established relationships with insurers, SARS, and other financial institutions help streamline the process.

Access your SA retirement funds

Tax-efficient approach

Our tax specialists will help to identify the most compliant and efficient route possible.

Global financial support

Access to additional wealth and investment support for your future abroad.

Access your SA retirement funds
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WHAT OUR CUSTOMERS SAY

Trusted by global citizens

What our customers say

Your future abroad deserves financial clarity

Building your future beyond borders means more than simply relocating – it means laying the financial foundations for the life you’re creating in your new country.

You’ve already built a life overseas. Now it’s time to make sure your finances reflect that too.

Whether you’re looking to access your retirement funds, simplify your financial position or move money abroad safely and compliantly, Sable International is here to help.

Cross-border retirement encashments made easy