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How to transfer money online with a UK debit card

Our unique online payment portal lets you transfer money online quickly and easily using your UK debit card. The best thing about this is that when using your debit card, the rate you see is always the rate you get.

What you see is what you get: How to lock in your rate

Transferring money with your UK debit card is by far the quickest and easiest way to send money online. Best of all, you’ll be able to secure the exact rate you see at the time of your transfer.

As soon as you submit your transfer, your money is moved from your account into ours. We receive your funds immediately; that allows us to secure the quoted exchange rate immediately too.




How it works

  • Simply select the debit card payment option and charge your card when you submit your transfer instruction
  • We receive your funds and immediately secure your quoted rate
  • You receive a confirmation email once your transfer has been processed

Debit card money transfers uploaded before 12:00 GMT (on working days only) will be processed the very same day and the funds will clear in the recipient account within one to three working days.




Security you can rely on

All online debit card payments are supported and protected by Visa and MasterCard Secure Code. Read more about this security feature.

The fine print

The exchange rate displayed when you submit your transfer will be secured, subject to the following:

  • Your account being active
  • Your UK debit card being valid and in your name

When the transfer is uploaded outside of office hours*, and only in extreme circumstances, we reserve the right to amend rates at our discretion; in line with the market movements.

When transferring an amount of £10,000 (or foreign currency equivalent) or more in a single currency transaction, or £30,000 (or foreign currency equivalent) in a number of transactions over a 12 month rolling period, we will require proof of “source of funds”, as prescribed by HMRC’s Money Laundering Regulations.

In these cases, we can only secure your exchange rate when we receive your documentation.

Find out about the advantages of sending larger amounts and the relevant documents required.

*08:00 – 17:00 [GMT], Monday to Friday - excluding bank holidays

Start transferring within minutes.

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South Africa

Cape Town

Regent Square
Doncaster Road
Kenilworth 7708 +27 (0) 21 657 2120


201 The Annex
Ridgeside Office Park
Umhlanga +27 (0) 31 536 8843

United Kingdom


Castlewood House
77/91 New Oxford Street
WC1A 1DG +44 (0) 20 7759 7514


5-7 Selsdon Road
South Croydon
CR2 6PU +44 (0) 20 7759 7581



9 Yarra Street
South Yarra
VIC 3141 +613 (0) 8651 4500

Sable International is a trading name of 1st Contact Money Limited (company number 7070528) registered in England and Wales. Sable International is authorised and regulated by the Financial Conduct Authority in the UK (FCA no. 517570), the Financial Services Board in South Africa (FSP no. 41900) and holds an Australian Financial Services License issued by ASIC to deal in foreign exchange (AFS License number 335 126).

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