Investing your money is an important aspect of any financial planning process. However, it can be a daunting prospect, particularly if you have limited experience. Managing investments requires a detailed understanding of portfolio theory, economics and tools of the trade such as funds and investment platforms. The construction and ongoing management of a portfolio requires significant time investments in research and analysis.
Here at Sable International, we have taken the time to investigate and construct investment portfolios suited to all levels of risk and investment time horizons. As a result of this, we have the capacity to take the burden of the investment management process away from you, offering you peace of mind that your wealth will be managed effectively.
Leaving your wealth to loved ones is one of the greatest lasting legacies to provide.
Inheritance Tax (IHT) rules consider all wealth over the nil rate band of £325,000 to be taxable at 40%. However, as advisers, we consider IHT to be an avoidable tax where proper financial planning is in place.
We are able to assist with this process through a number of tax-efficient vehicles and investment structures. These can include tax-privileged investments such as Business Property Relief, Venture Capital Trusts and Enterprise Investment Schemes.
Further to this, our in-house solicitor can ensure that your will correctly reflects your current wishes and takes into account the relevant IHT planning implications.