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Medical insurance for contractors

WPA offers excellent value health insurance to contractors. With over 110 years of experience and tailored policies for the self-employed, their customers receive the highest standard service and care.

Private medical insurance

Contractors enjoy a variety of benefits that are not associated with permanent employment, including flexibility in working hours. However, this means that self-employed individuals, unlike permanent employees, run the risk of disrupting their cash flow where they are unable to work due to medical issues such as illness. They are also responsible for covering their own healthcare costs

Using a private medical insurance scheme ensures that you receive the best treatment when you need it. When you purchase a scheme from WPA, the benefits include:

  • Avoiding NHS waiting lists
  • Reducing time away from work
  • High quality treatment
  • Immediate cover
  • Preferential rates

Please note: A payment for private medical insurance on your behalf by a limited company of which you are the director is seen as a benefit in kind and subject to taxation. This benefit must be reported on form P11D on your tax return in July each year. If you choose to take out and pay for the cover personally, the payment will no longer be a benefit in kind. 

Flexible, affordable health cover

WPA offers three packages: Essential, Premier and Elite.

  • Essential: Fast track medical services at private surgeries
  • Premier: Full private medical insurance, including cancer care
  • Elite: Premier plus unlimited benefits for out-patient consultations and tests, extensive dental cover and emergency benefits for when you’re abroad

If you’re a contractor and you would like to know more about WPA’s services, please fill in the form below and a WPA representative will contact you.


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Cape Town

Regent Square
Doncaster Road
Kenilworth 7708 +27 (0) 21 657 2120


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Umhlanga 4320 +27 (0) 31 536 8843

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Castlewood House
77/91 New Oxford Street
WC1A 1DG +44 (0) 20 7759 7514


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CR2 6PU +44 (0) 20 7759 7581



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Sable International is a trading name of 1st Contact Money Limited (company number 07070528), registered in England and Wales. We are authorised and regulated by the Financial Conduct Authority in the UK (FCA no. 517570), the Financial Services Conduct Authority in South Africa (1st Contact Money [PTY] Ltd - FSP no. 41900) and hold an Australian Financial Services License issued by ASIC to deal in foreign exchange (1st Contact Group - AFS License number 335 126).

Our United Kingdom business, Sable Private Wealth Management Ltd, is authorised and regulated by the Financial Conduct Authority. Our Companies House registration number is 222501. Our authorisation can be checked on the FCA register here: Our South African business, Sable Private Wealth (Pty) Ltd, is an authorised FSP, regulated by the Financial Services Conduct Authority under licence number 48122.

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