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Mortgage calculators

How much can I borrow?




An estimate of how much lenders may be willing to lend to you

Based on the information provided, you could borrow between:

Upper borrowing range

£0.00

Lower borrowing range

£0.00

The actual amount that you could borrow will vary from lender to lender, and will be influenced by all your monthly outgoings.

Mortgage repayment calculator






See how much your mortgage payments could be

£0.00

Monthly repayment (incl. interest)

Based on the information provided, your mortgage will cost as follows:

Repayment (pm)

Interest only (pm)

Loan to value

Stamp duty payable

Repayment (pm) + interest rate increase

Interest only (pm) + interest rate increase

The monthly repayment is for a straightforward repayment mortgage. It includes both interest and repayment towards the capital loan amount. This reduces the amount owed on the capital, month by month.

The interest only shows the amount of interest due on the loan. If you opt for an interest-only mortgage such as one linked to an endowment, ISA or pension savings policy, you will need to factor in the cost of those policy premiums. On maturity, the savings policy is intended to pay off the capital loan.

These figures are only a guide. We'd be very happy to discuss them with you in further detail.

See the difference in cost for two different mortgages

Mortgage option #1

Mortgage option #2









Based on the information provided, the options compare as follows:

Mortgage option #1

Mortgage option #2

Monthly repayment

Cost over full term (incl. fees)

Interest Only
monthly repayment
Interest Only
cost over full term (incl. fees)

This calculator assumes that interest rates do not change during the term, and that you pay the fees upfront.

South Africa

Cape Town

Regent Square
Doncaster Road
Kenilworth 7708 +27 (0) 21 657 2120

Durban

201 The Annex
Ridgeside Office Park
Umhlanga +27 (0) 31 536 8843

United Kingdom

London

Castlewood House
77/91 New Oxford Street
WC1A 1DG +44 (0) 20 7759 7514

Croydon

5-7 Selsdon Road
South Croydon
CR2 6PU +44 (0) 20 7759 7581

Australia

Melbourne

9 Yarra Street
South Yarra
VIC 3141 +613 (0) 8651 4500

Sable International is a trading name of 1st Contact Money Limited (company number 7070528) registered in England and Wales. Sable International is authorised and regulated by the Financial Conduct Authority in the UK (FCA no. 517570), the Financial Services Board in South Africa (FSP no. 41900) and holds an Australian Financial Services License issued by ASIC to deal in foreign exchange (AFS License number 335 126).

Our United Kingdom business, Sable Private Wealth Management Ltd, is authorised and regulated by the Financial Conduct Authority. Our Companies House registration number is 222501. Our authorisation can be checked on the FCA register here: www.fsa.gov.uk/register/home. Our South African business, Sable Private Wealth (Pty) Ltd, is an authorised FSP, regulated by the Financial Services Board under licence number 48122.

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