Two cities, endless opportunities...

Use your IRA to secure a Golden Visa in Portugal or Greece

Did you know you can use your existing retirement funds to invest overseas – and gain a path to European residency?

A Self-Directed IRA (SDIRA) gives you the power to invest in alternative assets, including real estate, private equity and foreign investments abroad. With the right structure in place, your SDIRA can directly fund a qualifying Golden Visa investment — all while keeping your retirement savings tax-advantaged.

How it works:

  • You open an SDIRA with an IRS-approved custodian and roll over funds from your current IRA or 401(k).
  • The SDIRA sets up a dedicated trust to make the investment — giving you checkbook control.
  • The trust invests in a qualifying investment or real estate for the Portugal or Greece Golden Visa — no personal tax hit, no penalties.
  • The SDIRA remains a tax-exempt entity — allowing your investment to grow tax-free inside your retirement account.

Why this matters:

  • Many Americans don’t realise they can leverage their retirement savings to pursue international lifestyle goals.
  • A Golden Visa can offer residency and future citizenship options – all funded through an efficient, tax-smart vehicle.
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Why attend?

About the Portugal Golden Visa

Through the Portuguese residency-by-investment programme, and with a minimum investment of €500,000, you can qualify for temporary residency and apply for citizenship after five years Portuguese citizenship gives you the right to live, work and study in the EU.

Benefits include:

  • Attractive investment fund options: Matched to your preferred risk profile
  • Dual citizenship: Portugal does not impose restrictions on dual citizenship
  • No government contribution: 100% of investment funds can be invested into a qualifying investment fund
  • Minimum annual stay: Portuguese residency can be maintained with minimum in-country stay (average seven days a year)
  • Route to Portuguese citizenship: Golden Visa residency offers investors the chance to naturalise as Portuguese nationals without the need to relocate
  • Freedom of movement: Portuguese citizens can live, work, study and/or retire in any EU member state
  • Euro growth and capital appreciation: Investors can enjoy steady growth and long-term capital appreciation over duration of the programme
  • Family benefits: Investors can include a spouse, partner, minor children, financially dependent adult children, parents and parents-in-law

About the Greece Golden Visa

The Greece Golden Visa programme allows investors to gain permanent residency through a qualifying property purchase in a maturing real-estate market. With a straightforward buying process and no annual minimum stay requirements, this visa offers an affordable and flexible European residency solution. Qualifying investments available from €250,000.

Benefits include:

  • Attractive real estate options: Possibility to invest into prime areas, low density areas and on the Greek islands. Real estate options range from stand-alone properties to managed hands-off property investments that are fully managed for your peace of mind
  • Family benefits: Investors can include a spouse, partner, minor children and financially dependent adult children under the age of 21 years. Parents can also be included on an application with no dependency requirement
  • Growing property market: Investors can expect steady rental returns and to benefit from projected growth within the real estate market over time
  • Joint property ownership with spouse: Property can be owned 50/50 between the main investor and a spouse simplifying succession process
  • No annual minimum stay: Retain Greek permanent residency rights with full flexibility. No forced requirement to travel to Greece each year
  • Nominal government fees: No excessive government submission and approval fees are levied on Golden Visa applications
  • Long-term residency: Residency cards issued for five years at a time, and can be renewed indefinitely for as long as the property is owned

Ready to unlock your EU future?

Book your private consultation with our international experts in New York or San Francisco.

Spots are limited and always fill quickly – don’t miss your chance.

Meet our Citizenship-by-Investment team

 

John Dunn: Citizenship and Immigration Manager

John Dunn

Group Director: Citizenship and Immigration

John joined Sable International in 2008 and has managed multiple divisions during his time with the company.

He has over a decade of experience in immigration, citizenship and residency-by-investment. He combines that with a background in sales, marketing and management to ensure that Sable International is the go to for all things relating to citizenship and immigration around the world.

Outside of work, John is dedicated to his young family. He enjoys fitness activities and loves the outdoors.

Read John's latest articles and insights.

Sarah Young_3

Sarah Young

Investment Migration Manager

Originally from the UK, Sarah is well-travelled – having worked in France, South America and Botswana before settling in Cape Town. She graduated at the top of her class with a BA (Hons) in International Business before spending 15 years in hospitality. During this time, she gained a clear understanding of the need for global mobility through her own experience.

Sarah currently oversees Sable International’s Investment Migration casework team, assisting clients with finding the programme which best fits their needs. Once people have chosen their route to global citizenship, her team assists them every step of the way through the entire process.

In her free time Sarah enjoys life outdoors, spending time with family and friends paired with laughter, good food and wine.

About Sable International

We are a group of 15 specialist companies, all operating under one brand and a common shareholding. In our 30 years, we've become experts in advising and helping clients enhance their global mobility. Our business now spans 12 international offices on three continents, staffed by 250 skilled, talented people.

We are a values-driven company, with our four corporate values of care, solve, grow and enjoy embedded deeply across the organisation.

We advise and help clients to achieve global mobility. This covers:

  • Visas and emigration
  • Second passports
  • Cross-border taxation, currencies and wealth
  • Studying abroad

We specialise in supporting private individuals and their families as well as small-to-medium organisations in achieving their global interests and ambitions. Many of our clients are international citizens with family, offices, suppliers, clients, property, or wealth spread across the world. Our clients are the heart of our business, and we’re proud that most of our growth comes from personal recommendations. We understand that every client is unique, with their own circumstances and future goals. We’re here to help.