Wealth planning for UK residents
We have a range of services tailored to UK residents, and our advisors are fully regulated to advise on your investments in the UK as well as in offshore markets. With offices in both London and Croydon, we’re perfectly positioned to assist you with all your investment needs.
We offer the following services tailored to UK residents
In particular, we offer the following services:
Financial planning
Our regulated financial advisors can advise on your investments in both the UK and South Africa. We also operate in the offshore market, therefore we can offer truly holistic international financial planning advice.
Retirement advice
Pensions remain one of the most important financial planning tools available to higher-rate taxpayers and are a core element to any financial plan. We create an effective, tax-efficient retirement plan for your finances.
Mortgage advice
Our mortgage brokers are ideally placed to ensure your UK property debt is efficiently managed, whether you are a UK resident or non-resident investor. We ensure you understand all of your options and then select the most appropriate one for your particular circumstances.
Insurance advice
We offer whole of market advice for UK and South African residents or clients in expat locations requiring specialist offshore cover. We advise on all major insurance areas, including life cover, disability cover, private medical cover, income protection, critical illness and specialist international life cover.
Wills and powers of attorney
We have over a decade of legal experience and are fully qualified to guide you through the creation and maintenance of an ironclad will. We’ll consider your particular circumstances and provide you with a no-obligation quote for preparing your will.
Auto enrolment
Our wealth team can proactively manage your auto enrolment project and drive the engagement with you. Our service is an ongoing relationship that covers full set-up, implementation, communication, and ongoing compliance oversight.
The Key benefits of our service include:
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Specialist skills
We have specialist skills related to our clients' interests and needs
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Regulated
We are regulated by the Financial Conduct Authority
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Independent
We are completely independent and offer "whole of market" advice
Meet our wealth team
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Cláudia Mendes
- International Financial Planner
Cláudia grew up in Welkom, South Africa, before moving to Gauteng to study at the University of Johannesburg.
She obtained a BCom (Hons) in Financial Planning as well as an Advanced Postgraduate Diploma in Financial Planning. She is a Certified Financial Planner® and a member of the Financial Planning Institute.
Cláudia began her career at large financial planning firm and ultimately spent 11 years there. She subsequently relocated from South Africa to Lisbon, Portugal. She is responsible for providing advice around cross-border planning, including relevant investment products and regimes.
She aspires to living a balanced life by being active and spending time with her husband and family.
Niel Pretorius
- Independent Financial Planner & Emigrations Advisor
Niel grew up in Plettenberg Bay, South Africa. After being admitted as an attorney in 1999, he spent nine years practising in family law, estate planning as well as litigation.
His career in finance began in 2008 after qualifying and specialising in offshore financial services. Prior to joining Sable International, he worked in Cape Town and Zambia as consultant and country manager for a large international financial consultancy.
Niel specialises in offshore structuring and planning, with cross-border trust, tax and succession planning being his specialty.
He enjoys being outdoors in the African bush and in the ocean.
Ian Henning
- Independent Financial Planner and Mortgage Advisor
Ian grew up in South Africa and moved moved to the UK in 2004. He kick-started his financial career with Sable International as a mortgage advisor.
After this, he moved to Kinleigh Financial Services where he worked as a mortgage broker for four years.
Ian then returned to Sable International. In 2013, he obtained his Level 4 Diploma in Financial Planning and has been helping his clients with all their investment and mortgage needs ever since. Ian also runs the mortgage team at Sable and is part of the investment committee.
He enjoys playing golf and spending time with his family.
Read Ian's latest articles
Bill Monty
- Independent Financial Planner and Mortgage Advisor
Bill grew up in Durban, on the East Coast of South Africa, where he attended Durban High School.
He previously worked as a claims, service and retention manager with Neilson Financial Services, before joining Sable International's wealth team. Bill focuses on individual and corporate financial planning, mortgage advice and company employee benefits such as auto enrolment and insurance.
He is energetic, driven, loyal and enjoys spending time with his two children. When he has a spare moment, he manages to squeeze in a bit of fly fishing, snooker and golf.
Read Bill's latest articles
Sherron Alexander-Bedingfield
Sherron Alexander-Bedingfield
Sherron was born and raised in North London. She obtained a BA (Hons) in her first degree in contemporary European Economics and French.
She then went on to complete the Common Professional Examination and Legal Practice Course at the College of Law, London. She was admitted to the Law Society roll as a solicitor in 1999, after which she worked in private practice.
Sherron is Chair of Governors for a primary school and sits as an adjudicator on school exclusions and admissions appeals.
Outside of work, Sherron enjoys a glass of red wine and listening to music and podcasts.
Read Sherron's latest articles
Lauren has an Advanced Postgraduate Diploma in Financial Planning from the University of the Free State in South Africa and obtained a Diploma for Financial Advisers from the London Institute of Banking & Finance.
She has been working in the financial planning industry since 2005 and previously worked as a practice manager and as a financial planner. She is a Certified Financial Planner® professional and a member of the Financial Planning Institute.
At Sable International, Lauren is responsible for the operational and compliance overview for both the South African and UK offices.
Outside of work, she enjoys going to the theatre.
Mike grew up and was educated in South Africa, after which he began his career at Investec Private Bank.
In 2006, Mike founded the property and lending advice division of Sable International. He now runs the business and is head of the investment committee.
He loves sport, mostly triathlon and golf. He is a trained NLP Practitioner and an avid reader of all things relating to economics. He is married and has two children.
Read Mike's latest articles
Read the latest wealth news
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Should you remortgage or consider a product transfer?
Sep 23, 2019
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by
Neil Ambrose
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How Shari’ah (Islamic) mortgages work
Sep 06, 2019
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by
Ian Henning
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4 things first-time homebuyers should do
Aug 20, 2019
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by
Neil Ambrose
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It’s a great time to buy your first UK property – here’s why
Jun 03, 2019
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by
Marlon Borez
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Contractor mortgages: What you need to know for a successful application
May 31, 2019
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by
Ian Henning
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Rental guarantees: What lenders think about rent protection schemes
Apr 24, 2019
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by
Bill Monty
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How “yours, mine and ours” complicates the estate planning process: Advice for blended families
Apr 17, 2019
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by
Sherron Alexander-Bedingfield
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The perfect time to secure a better interest rate on your remortgage
Apr 03, 2019
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by
Ian Henning
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The boom behind ESG investing – what’s actually driving the demand
Mar 26, 2019
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by
Mike Abbott
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South Africa’s Retail Distribution Review – slow but important changes for investors and advisors
Mar 05, 2019
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by
Mike Abbott