We offer the following services tailored to UK residents


In particular, we offer the following services:

Financial planning

Our regulated financial advisors can advise on your investments in both the UK and South Africa. We also operate in the offshore market, therefore we can offer truly holistic international financial planning advice.

Retirement advice

Pensions remain one of the most important financial planning tools available to higher-rate taxpayers and are a core element to any financial plan. We create an effective, tax-efficient retirement plan for your finances.

Mortgage advice

Our mortgage brokers are ideally placed to ensure your UK property debt is efficiently managed, whether you are a UK resident or non-resident investor. We ensure you understand all of your options and then select the most appropriate one for your particular circumstances.

Insurance advice

We offer whole of market advice for UK and South African residents or clients in expat locations requiring specialist offshore cover. We advise on all major insurance areas, including life cover, disability cover, private medical cover, income protection, critical illness and specialist international life cover.

Explore Analysis and Report
Explore Report

The Explore Report gives you an in-depth overview of your options so that you’re able to make the best decisions for your family’s future. From relocating to investing offshore to diversify your portfolio, we can advise you on your optimal course of action.

Auto enrolment

Our wealth team can proactively manage your auto enrolment project and drive the engagement with you. Our service is an ongoing relationship that covers full set-up, implementation, communication, and ongoing compliance oversight.

Key benefits of our service

Meet our wealth team

  • Mike Abbott
    Director: Sable Wealth
  • Niel Pretorius
    Niel Pretorius
    Wealth Advisor - Head of Cross-border and Technical
  • Ian Henning
    Ian Henning
    Independent Financial Planner and Mortgage Advisor
  • Bill Monty
    Bill Monty
    Independent Financial Planner and Mortgage Advisor
  • Julian Adshade
    Julian Adshade
    Independent Financial Planner
  • Mullisa Baatjes
    Mullisa Baatjes
    Mortgage Liaison Officer
  • Ané-Brink
    Ané Cardis
  • Stephane Botha
    Stephane Botha
    Wealth Administrator
  • Rayarn_Barnes_bw
    Rayarn Barnes
    Wealth Administrator
  • Duncan Butler-Wheelhouse
    Duncan Butler-Wheelhouse
    Wealth Advisor
  • Ruben-Kannemeyer.jpeg
    Ruben Kannemeyer
    Junior Systems Analyst
  • anna-mari-schoultz-bw
    Anna-Mari Schoultz
    Independent Wealth Planner
  • Claudia Mendes
    Cláudia Mendes
    International Financial Planner
  • Lauren Meeser
    Lauren Meeser
    Wealth Practice Manager
  • Mike Abbott
    Director: Sable Wealth

    Mike grew up and was educated in South Africa, after which he began his career at Investec Private Bank.

    In 2006, Mike founded the property and lending advice division of Sable International. He now runs the business and is head of the investment committee.

    He loves sport, mostly triathlon and golf. He is a trained NLP Practitioner and an avid reader of all things relating to economics. He is married and has two children.

    Read Mike's latest articles and insights.

  • Niel Pretorius
    Wealth Advisor - Head of Cross-border and Technical

    Niel grew up in Plettenberg Bay, South Africa. After being admitted as an attorney in 1999, he spent nine years practising in family law, estate planning as well as litigation.

    His career in finance began in 2008 after qualifying and specialising in offshore financial services. Prior to joining Sable International, he worked in Cape Town and Zambia as consultant and country manager for a large international financial consultancy.

    Niel specialises in offshore structuring and planning, with cross-border trust, tax and succession planning being his speciality.

    He enjoys being outdoors in the African bush and in the ocean.

    Read Niel's latest articles and insights.

  • Ian Henning
    Independent Financial Planner and Mortgage Advisor

    Ian grew up in South Africa and moved to the UK in 2004. He kick-started his financial career with Sable International as a mortgage advisor.

    After this, he moved to Kinleigh Financial Services where he worked as a mortgage broker for four years.

    Ian then returned to Sable International. In 2013, he obtained his Level 4 Diploma in Financial Planning and has been helping his clients with all their investment and mortgage needs ever since. Ian also runs the mortgage team at Sable and is part of the investment committee.

    He enjoys playing golf and spending time with his family.

    Read Ian's latest articles and insights

  • Bill Monty
    Independent Financial Planner and Mortgage Advisor

    Bill grew up in Durban, on the East Coast of South Africa, where he attended Durban High School.

    He previously worked as a claims, service and retention manager with Neilson Financial Services, before joining Sable International's wealth team. Bill focuses on individual and corporate financial planning, mortgage advice and company employee benefits such as auto enrolment and insurance.

    He is energetic, driven, loyal and enjoys spending time with his two children. When he has a spare moment, he manages to squeeze in a bit of fly fishing, snooker and golf.

    Read Bill's latest articles and insights.

  • Julian Adshade
    Independent Financial Planner

    Julian grew up in South Africa and the UK and previously worked in wealth management for some of South Africa’s largest banks.

    He holds several financial planning qualifications including a postgraduate diploma in financial planning from Stellenbosch University. He is a Certified Financial Planner® and a member of the Financial Planning Institute of Southern Africa.  

    He joined Sable International as an Independent Financial Planner, with a focus on wealth management for South Africans with a global mindset.

    He enjoys spending time with his family, as well as road cycling and mountain biking.

  • Mullisa Baatjes
    Mortgage Liaison Officer

    Mullisa graduated from the University of the Western Cape with honours in linguistics and returned 10 years later to complete her master’s degree. She has previously worked at Capitec Bank, as well as in industries such as retail, academics and finance.

    At Sable International, she provides administrative support to financial advisors based in the UK. She is responsible for processing client mortgages and managing client data.

    She is happily married with a pigeon pair and enjoys hiking, sightseeing and spending time with family and friends.

  • Ané Cardis

    Ané grew up in Cape Town and completed her BComm studies at Stellenbosch University. In 2015, she went on to obtain her postgraduate diploma in financial planning through the University of Stellenbosch Business School. She is a certified financial planner and a member of the Financial Planning Institute.

    In 2018 she joined the Sable International Wealth team as a Paraplanner. She assists our financial advisors and clients with research, technical and product knowledge as well as the implementation of the advice given.

    She loves being outdoors with her family and dog and thoroughly enjoys gardening and reading.

  • Stephane Botha
    Wealth Administrator

    Stephane’s career in the finance industry began in 2017 when she relocated to Cape Town from the North West province. She previously worked at a Liberty Life franchise as a Paraplanner where her focus was on insurance and investments.

    She joined Sable International in 2021 as a Wealth Administrator and aspires to further expand her knowledge within the company.

    On the weekends, she enjoys the outdoors and spending time with friends and family.

  • Rayarn Barnes
    Wealth Administrator

    Rayarn spent his childhood between Cape Town and Johannesburg. He received a Bcom General from Stellenbosch University, majoring in Finance and Entrepreneurship.

    After graduating, he got an internship at Growmatter Financial Planning. He worked there for two years as a paraplanner and administrator before starting at Sable International.

    He is an enthusiastic learner, eager to grow in knowledge and character and always ready to take the leap and try new things. In his spare time, he loves to be outdoors playing sports and going for hikes. He also enjoys going out and exploring the city with friends.

  • Duncan Butler-Wheelhouse
    Wealth Advisor

    Duncan was born in South Africa and has also lived in Sweden, the UK and Chile. He has two degrees from Oxford University, and also degrees from London School of Economics and University of Witwatersrand.

    Duncan qualified as a Chartered Accountant in the UK, and has also worked in organisational strategy and management, and as a History Teacher and Education Lecturer.

    His work as a Wealth Advisor combines long-term financial and economic understanding, with educating and supporting clients as they evaluate their savings and investments options and tailor their personal financial plans to best meet their individual and wider family needs.

    Duncan enjoys refereeing rugby, playing most sports including tennis, golf, and basketball, and spending time with his wife and three children.

  • Ruben Kannemeyer
    Junior Systems Analyst

    Born and raised in the Northern Suburbs of Cape Town, Ruben completed his degree in Information Systems at the University of Cape Town.

    Before joining Sable International, he did work as a C#.NET Developer in his free time and became Production Manager on a dairy farm specialising in century-old traditional Italian fresh cheese production, such as Mozzarella and Burrata.

    He is an avid outdoor adventurer and fills his free time with being outdoors, mostly running or cycling. Weekends often include family hikes and squash games. He also has expertise in traditional gelato craft.

  • Anna-Mari Schoultz
    Independent Wealth Planner

    Anna-Mari started her career in the financial industry 30 years ago. She's worked with various chartered accounting firms and in the private banking industry. In her free time she enjoys the outdoors and exploring various ancient wisdom studies. 

  • Cláudia Mendes
    International Financial Planner

    Cláudia was born in a small town called Welkom in the Free State, South Africa, where she obtained a diploma in Investments through the University of the Free State. She also studied at the University of Johannesburg, where she obtained her B-Com Honours in Financial Planning, and joined Alexander Forbes for 11 years before relocating to Cascais, Portugal, and joining the Sable International team.

    She is a Certified Financial Planner, is a member of the Financial Planning Institute (FPI) in South Africa, an Associate member (ASCI) for the Chartered Institute For Securities & Investment (CISI) in the UK, is a member of the Federation of European Independent Financial Advisers (FEIFA) in Europe, and holds an Advance Certification with the Cyprus Securities and Exchange Commission (CySEC).

    As a cross border financial planner, Cláudia assists clients who are from, or have a link to, multiple jurisdictions which include SA, the UK, the EU and the US.

    Download Claudia's Wealth brochure.

    Read Cláudia's latest articles and insights.

  • Lauren Meeser
    Wealth Practice Manager

    Lauren has an Advanced Postgraduate Diploma in Financial Planning from the University of the Free State in South Africa and obtained a Diploma for Financial Advisers from the London Institute of Banking & Finance.

    She has been working in the financial planning industry since 2005 and previously worked as a practice manager and as a financial planner. She is a Certified Financial Planner® professional and a member of the Financial Planning Institute.

    At Sable International, Lauren is responsible for the operational and compliance overview for both the South African and UK offices.

    Outside of work, she enjoys going to the theatre.

Our latest news and articles

Moving to Portugal from the UK – A financial guide

Apr 25, 2023 By Cláudia Mendes
Woman pointing at graphs

Don’t sell the bonds in your portfolio

Apr 3, 2023 By Mike Abbott
The rand under scrutiny with a magnifying glass and joburg skyline in the background

South Africa’s greylisting – what does it mean?

Mar 3, 2023 By Julian Adshade

“Lekker” – a South African perspective on adjusting to life in the UK

Feb 22, 2023 By Duncan Butler-Wheelhouse
Portugal symbols with USA in the background

Financial considerations when moving from the US to Portugal

Feb 22, 2023 By Cláudia Mendes

Get in touch

Still have questions? Fill in your details below and one of our wealth specialists will be in touch as soon as they are able.

Sable Private Wealth Management Limited is authorised and regulated by the Financial Conduct Authority 222501. Sable Private Wealth (Pty) Ltd, an authorised FSP, is regulated by the Financial Sector Conduct Authority under licence number 48122. Please visit this page to read about our EU regulations and disclaimers.