Transfer money overseas from the UK

We can assist you in transferring money to just about any location in the world*. We pride ourselves on finding money exchange solutions that work for you, so if you can’t find the country you’re looking for, please contact us and we’ll help you get your money where it needs to go.

We have a partnership with Currency Cloud*; who provide clients with certain services, specifically, payments and e-money services such as an e-wallet. Clients based in the United States, EEA and Canada are onboarded onto the Currency Cloud. Further details on how this works can be found here

How to send money to and from the UK

We like to keep things easy and simple, which is why we offer you the convenience of transferring money online. Unlike a bank, our online payment portal is available 24 hours a day, seven days a week and is easy to use.

To get started, all you have to do is register on our website, activate your account and you can start transferring money online – it’s that simple.

Clients in:
The UK

Register now

United Kingdom based individuals, are serviced directly by Sable International FX Limited, under our licensing. More information on our accreditation.

Clients in:
The US, Europe (EEA) or Canada

Register now

For United States, European (EEA) and Canadian-based individuals and corporate clients, we provide services to you as agreed between us. We have a partnership with Currency Cloud who provides our services under arrangement, specifically payments and e-money services such as an e-wallet. More details about Currency Cloud's licencing.

Are you an individual or business, looking to make sizeable transfers? Please reach out to us to see how we can tailor our service to best suit you.

Why thousands of people continue using our forex service

Great rates, unrivalled service

Our forex business was started by expats, so we know the challenges associated with sending money back home. We remove these challenges and make sure you can send your money back home, whenever you need to. That’s why thousands of international citizens living all over the world choose us to transfer money internationally.

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Competitive fees and fast transfers

Not only will we transfer your money at excellent rates, we’ll do so as quickly as possible. What’s more, our exchange rates ensure you get the most out of each transfer. Use our currency converter to find out how much you could be saving with each transfer.

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Online convenience

Our online payment portal is 100% secure and available 24/7, so you can transfer funds safely, whenever you need to. We use Secure Socket Layer (SSL) 128-bit encryption, which provides absolute protection of your funds and debit card against unauthorised use. Your peace of mind when working with our service is important to us.

Full accreditation and transparency

We are accredited with all of the relevant bodies in all of the jurisdictions that we operate in. What’s more, we are completely transparent when it comes to our fees. With us, the rate you see is the rate you get – no hidden charges.

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Unrivalled customer service

Our forex team has been in business for over 20 years. Our efficient and friendly team process over 140,000 remittances each year for over 60,000 clients worldwide. They will always be on hand to assist you with any queries you may have.

What our customers say

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

Frequently asked questions about transferring money to and from the UK

You may have some questions, and that’s only natural. The good news is that we have the answers you’re looking for. Below are the answers to some of the most common questions we receive about our online international money exchange service.

1. How long does it take to activate my account once I’ve registered?

As soon as we have received a copy of your passport and proof of residential address (signed and dated by yourself), we will activate your account on the same business day. If your transfer exceeds £20,000, we will request a few additional documents.

2. What is the best way to transfer money out of the UK?

Whether you’re sending a remittance or settling debt, the quickest and most convenient way to convert your money and transfer out of the UK would be online, with your UK debit card. All you have to do is charge your card on our website and, when you submit your transfer, your exchange rate will be locked in automatically. This ensures the rate you see is the rate you get.

3. What is the processing time for a transfer?

Once we have received all the necessary documentation associated with the transaction and your funds have cleared in our client account, the converted funds will be credited to your nominated overseas account within one to three working days.

4. How are your exchange rates determined? Why are they better than the banks’ rate?

To get you competitive exchange rates, we canvass the market on your behalf, add a small margin to the rates we obtain and pass that rate on to you. The exchange rates we offer fall between the interbank rate (the truest exchange rate) and the rate offered by high street banks and bureaux de change.

We are able to undercut the high street banks and pass that saving on to you in the form of great rates. Do note though, while the rates on our site are updated throughout the day, they must be viewed as indicative only.

5. What are the minimum and maximum amounts that can be transferred?

There is no minimum or maximum amount when you transfer money with us. There are, however, certain benefits to sending larger amounts.

Please note: When transferring £10,000 (or foreign currency equivalent) or more in a single currency transaction, or £30,000 (or foreign currency equivalent) in a number of transactions over a 12-month rolling period, Sable International requires proof of “source of funds” as prescribed by HMRC’s Money Laundering Regulations.

6. How much money can I transfer into South Africa?

There are several limits on sending money out of South Africa but there are no limits as to how much money you can send into South Africa. If you’d like to learn about how much money can be transferred out of the republic, check out our page on discretionary allowances.

7. Are there any hidden charges or receiving bank charges?

Not at all. Our transfers carry a small swift fee of R250. When the funds clear in your recipient account the intermediary and receiving bank may charge a bank fee to depending on whom you bank with and this is generally £15, alternatively we charge R200 to ensure all potential receiving and intermediary charges are covered upfront.

8. What are the transfer fees?

Our fees are dependent on the size and destination of your transfer. Although you’ll be glad to know that any transfer above £2,000 (excluding transfers out of South Africa) is automatically processed free of charge. If you are transferring less than £2,000, the table has some general information on our fee structures.

Fees to transfer from the UK

UK to Australia


UK to Eurozone destination


UK to New Zealand


UK to Poland


UK to South Africa


UK to UAE, USA and Canada


Australia to the UK


Eurozone destinations to the UK


New Zealand to the UK


Poland to the UK


South Africa to the UK


Remember, these are simply our most popular destinations; we can transfer to others, so if yours isn’t on the list, please contact us.

9. How can I be sure that my funds will be correctly allocated?

If you are using internet banking, it is imperative that you ensure that your funds will clear under your name and surname. If you use your name and surname as the payment reference, we will know that the funds are from you and we can process your transfer as soon as the funds clear.

If the funds will be clearing under a reference other than your own name and surname, please send an email to, informing us as to what name the funds should clear under. Following these guidelines will decrease the likelihood of a delay.

*Please note, we do not accept third party payments.

10. How secure is the site?

Our site uses Secure Socket Layer (SSL) 128-bit encryption to protect your transaction details. This 128-bit encryption is the latest and strongest data encryption technique commercially available for securing information between you, our client, and our website.

SSL works by encrypting/scrambling data from our website to your computer. The data is encrypted on our web server and can only be decrypted/unscrambled by the person with the correct decrypt/unscramble key. You can visually verify our site’s use of SSL in two places: The "s" in https in the site’s web address and by the padlock on the left-hand side of the address bar.

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