close menu

Everything you need to know before leaving the UK

by John Dunn | Oct 21, 2014
  • So your time in the UK has come to an end and you’ve decided to pack your belongings and move back home. These three tips will take you safely home with money to spare.

    Step 1: Claim back your overpaid tax

    Making the move back home is an expensive exercise, but if you spent the last four years working in the UK, chances are you’re due a refund on the tax you paid. The average payout is £850, yet thousands leave the UK without ever claiming back what’s rightfully theirs.

    The first step is to sign up to an established tax refund agency that operates on a “no-refund, no-fee” policy so you don’t risk paying for a service even if you aren’t owed a tax refund. Keep in mind that you’ll need to send through your P60s and P45s for each job you worked. If you don’t have these, a 1st Contact Tax Refunds consultant can track them down for you.

    Step 2: Find a cost-effective way to send your money home

    One of the first things you’ll want to do is transfer the money you saved in the UK back home. People tend to assume that high street banks are the best way to transfer – a decision that can potentially cost thousands of Pounds by virtue of the high fees they charge to send your money internationally.

    Try to find a registered money transfer specialist that provides personal service and offers competitive exchange rates. Just make sure that the exchange rate you see is the one you actually get, and that there are no hidden costs or receiving costs on the other end. It’s your money, and you should get the best deal available.

    Step 3: Research your moving company

    For many people, shipping their goods back home is one of the most fearful parts of the move. A staggering amount of shipments are "lost" every year and people who have chosen the wrong shipping company have been left without their possessions and with absolutely no recourse available to them.

    Make sure you choose a shipping agent that has a long track record and an excellent reputation. They should give you the option to ship your goods by road, sea or air and should have a reliable online tracking system. If you’re moving from the UK, they must be a British Association of Removers (BAR) member and accredited by FIDI/FAIM, the global international removals trade body. This ensures that you have the best possible chance of seeing your goods arrive on the other side and that you are covered by the shipping agent’s insurance should anything unforeseen happen.

    If you need any help claiming back your overpaid taxsending your savings home or shipping your possessions across international borders, please call us on +44 (0) 808 141 1663 or email

    We are a professional services company that specialises in cross-border financial and immigration advice and solutions.

    Our teams in the UK, South Africa and Australia can ensure that when you decide to move overseas, invest offshore or expand your business internationally, you’ll do so with the backing of experienced local experts.

    • Confused businessman
      Hiring your first employee for your UK business? This is how much it costs
      Oct 31, 2019  |  by Scott Brown
    • business plan
      Step-by-step guide to writing a business plan [template included]
      Aug 29, 2019  |  by Scott Brown
    • female-entrepreneur hot air balloon
      Why we need more women-owned businesses
      Jul 16, 2019  |  by Scott Brown
    • crowdfunding lightbulb
      7 ways to finance your small business
      Jul 16, 2019  |  by Scott Brown
    • Businessman looking to the future
      How to get your business ready for the future
      Jun 19, 2019  |  by Scott Brown
    • Guide to UK PAYE tax forms
      A guide to UK PAYE tax forms P45, P60 and P11D
      Jun 14, 2019  |  by Kobus Van den Bergh
    • Cut-taxes
      The 2019/20 tax year changes: What they mean for you
      Jun 10, 2019  |  by Scott Brown
    • confused
      Do you need to complete a Self Assessment tax return?
      May 29, 2019  |  by Kobus Van den Bergh
    • Tax refund money
      11 excellent ways to spend your UK tax refund
      Apr 09, 2019  |  by Kobus Van den Bergh
    • London-business
      The UK still the best country for business in 2019
      Apr 04, 2019  |  by Scott Brown

    South Africa

    Cape Town

    Regent Square
    Doncaster Road
    Kenilworth 7708 +27 (0) 21 657 2120


    25 Richefond Circle
    Umhlanga 4320 +27 (0) 31 536 8843

    United Kingdom


    One Croydon
    12-16 Addiscombe Road
    Croydon CR0 0XT +44 (0) 20 7759 7514



    9 Yarra Street
    South Yarra
    VIC 3141 +613 (0) 8651 4500

    Sable International is a trading name of 1st Contact Money Limited (company number 07070528), registered in England and Wales. We are authorised and regulated by the Financial Conduct Authority in the UK (FCA no. 517570), the Financial Services Conduct Authority in South Africa (1st Contact Money [PTY] Ltd - FSP no. 41900) and hold an Australian Financial Services Licence issued by ASIC to deal in foreign exchange (1st Contact Group - AFS Licence number 335 126).

    We use cookies to provide the best website experience for you. Using this website means that you agree to this. How we use cookies.