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Umbrella payroll for freelancers

- The fastest, easiest way to get paid -

Working through an umbrella company is a great option if you’re new to contracting or just want the reassurance that you’ll get paid on time and remain tax compliant. IR35 rules mean that working through an umbrella is often the best option. Here’s how you’ll benefit when you join our umbrella service.

What is Umbrella?

Our Umbrella service lets you enjoy the freedom of working for yourself, with all the benefits that employment offers. With us you never have to worry about admin or ensuring that you’re tax compliant. We stay on top of all the tax legislation updates so you don’t have to. You’ll have complete peace of mind that everything is taken care of, leaving you to get on with what you do best.

We’ll take care of all your invoicing and statutory benefits, calculate your tax and National Insurance and ensure you stay on the right side of HMRC. You’ll get paid fast, accurately and always on time.

What we do for you:

  • Invoice your client/recruitment agency

  • Calculate payroll

  • Assist with workplace insurance

  • Deduct PAYE and National Insurance

  • Ensure you receive holiday, sick, maternity/paternity pay

  • Deal with HMRC

Get started with Umbrella

How does it work


We’re all about saving you time and money. We’re completely paperless, so you’ll access and submit everything online.

We* are your employer. The recruiter or end client will have a contract with us. We’ll provide you with a fully vetted UK contract of employment, with all the protection that comes with being employed.

  1. You submit your timesheet to your recruitment agency and Umbrella.
  2. We invoice your recruitment agency on your behalf and your agency pays us.
  3. Once we receive payment from your agency, we process your payroll and ensure the correct deductions have been made.
  4. Your net pay is transferred into your personal account via faster payments.
  5. We send you an SMS to let you know the amount you’re being paid and when it will clear.
  6. If you’ve claimed any expenses (such as mileage) we will reimburse you for those too.
  7. We’ll issue you with a payslip which details all your deductions and your net take-home pay.

100% of the money is paid out on the same day. We can even do advance payments on request for a small fee.

*Our Umbrella service is powered by granite-bpo.

Get started with Umbrella

Why join an umbrella company

An umbrella company offers you the best of both worlds. You’ll be your own boss and get to enjoy some of the benefits employment offers, such as sick, holiday and maternity/paternity pay.

How you benefit with Umbrella:


Same-day payments and low fees


Online timesheets and payslips


Personal consultants when you need it


Access to thousands of discounts on leading brands

Get started with Umbrella

Caught by IR35?

The IR35 legislation is tricky. It’s possible that you might have to pay tax under IR35 for working with some clients and not others. If your current or future contract with a client is inside IR35, you don’t have to worry. Umbrella may be the perfect solution to avoid having to pay significantly higher tax rates. Making the switch is easy and our consultants are on hand to assist you at every step.


Get in touch

Fill in the form below and one of our consultants will be in touch as soon as they are able.


South Africa

Cape Town

Regent Square
Doncaster Road
Kenilworth 7708 +27 (0) 21 657 2120


25 Richefond Circle
Umhlanga 4320 +27 (0) 31 536 8844

United Kingdom


One Croydon
12-16 Addiscombe Road
Croydon CR0 0XT +44 (0) 20 7759 7514



9 Yarra Street
South Yarra
VIC 3141 +613 (0) 8651 4500

Sable International is a trading name of 1st Contact Money Limited (company number 07070528), registered in England and Wales. We are authorised and regulated by the Financial Conduct Authority in the UK (FCA no. 517570), the Financial Services Conduct Authority in South Africa (1st Contact Money [PTY] Ltd - FSP no. 41900) and hold an Australian Financial Services Licence issued by ASIC to deal in foreign exchange (1st Contact Group - AFS Licence number 335 126).

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