close menu

Articles by Ian Henning

  • Town- houses

    How Shari’ah (Islamic) mortgages work

    by Ian Henning | Sep 06, 2019
    A Shari’ah-compliant or Islamic mortgage allows you to buy property without paying interest. While this does not necessarily translate to paying less for your home, it does give you more options when looking to get into the property market. Here’s how they work.
    Read more
  • Handing over house keys

    Contractor mortgages: What you need to know for a successful application

    by Ian Henning | May 31, 2019
    Working as a UK contractor still has a lot of perks, but there are some complexities when it comes to borrowing money. Mortgage lenders often prefer a regular paycheck, but it’s not as hard as you might think to get approved.
    Read more
  • Mortgage Concept

    The perfect time to secure a better interest rate on your remortgage

    by Ian Henning | Apr 03, 2019
    Most recent conversations around Brexit focus on the impact it can have on the economy. An area that doesn’t get a lot of coverage is the opportunity this brings for homeowners when it comes time to remortgage.
    Read more
  • English-house

    Common mistakes that first-time homebuyers make

    by Ian Henning | Dec 06, 2018
    The UK mortgage market is large and complex with numerous lenders and options available to a buyer. This can make it an especially daunting place for someone who is entering the market for the first time. With so many choices, buyers could make several mistakes that may affect one’s chances of securing a mortgage, achieving a lower loan, or result in a higher interest rate on the principal. So, before you unlock the door to home ownership, make sure you’re not committing any one of these common mistakes.
    Read more
  • typical-english-house

    You can receive your rental income tax-free if you don’t live in the UK

    by Ian Henning | Jul 12, 2018
    Investing in a UK property can be a great way to secure an income stream, but the taxation surrounding rental income is steep and things can get complex pretty quickly. Fortunately, if you are deemed to be a non-UK resident for tax purposes, you could be eligible for the Non-resident Landlord (NRL) Scheme. This set of tax rules allows you to receive your full UK rental income, free of any UK tax.
    Read more
  • row-of-houses-UK

    Bank of England overhauls mortgage affordability rates: Here’s what you need to know

    by Ian Henning | Oct 09, 2017
    The Bank of England (BoE) has recently announced an update to its affordability rule introduced in 2014. This change will mean that a huge swathe of new borrowers and existing borrowers looking to remortgage may be priced out of the market.
    Read more
  • saving-money-investing-piggy-bank

    Limited company owners: What to do with your lazy cash

    by Ian Henning | Oct 02, 2017
    What a busy few years it has been with all the tax changes coming in. For a lot of limited company directors/contractors what it has meant is more taxes to pay. Changes to the way dividends are taxed has left a lot of owners wondering what they can, or indeed should, do with their earnings.
    Read more

South Africa

Cape Town

Regent Square
Doncaster Road
Kenilworth 7708 +27 (0) 21 657 2120


25 Richefond Circle
Umhlanga 4320 +27 (0) 31 536 8843

United Kingdom


One Croydon
12-16 Addiscombe Road
Croydon CR0 0XT +44 (0) 20 7759 7514



9 Yarra Street
South Yarra
VIC 3141 +613 (0) 8651 4500

Sable International is a trading name of 1st Contact Money Limited (company number 07070528), registered in England and Wales. We are authorised and regulated by the Financial Conduct Authority in the UK (FCA no. 517570), the Financial Services Conduct Authority in South Africa (1st Contact Money [PTY] Ltd - FSP no. 41900) and hold an Australian Financial Services Licence issued by ASIC to deal in foreign exchange (1st Contact Group - AFS Licence number 335 126).

We use cookies to provide the best website experience for you. Using this website means that you agree to this. How we use cookies.