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Financial emigration

We provide financial emigration solutions to South Africans living abroad. Many South African expatriates don't know that they can cash in and transfer their South African retirement annuities (RAs), pensions and provident funds out of the country. We can help you complete your migration quickly and at the best possible rate.

What our comprehensive service offers


Our financial emigration division specialises in:

  • Financial emigration from South Africa
  • Transferring South African RAs and other pensions abroad
  • Transferring South African inheritances offshore
  • Setting up non-resident Rand bank accounts
  • South African tax administration, advice and troubleshooting for expats
  • International financial planning

In 2008, legislation changed to allow South Africans who have financially emigrated to access and transfer their retirement annuity capital before it matures. The extracted funds can then be transferred offshore to a destination of their choice.

As Sable International we have offered financial and migration solutions to South Africans abroad and at home for more than two decades. This makes us uniquely equipped to help you navigate through the complex and time-consuming processes that are financial emigration and pension recovery.

Why use our service

  • Our business and service is regulated and compliant with the FSB in South Africa, HMRC in the UK and the FCA in Australia
  • We are an established and respected player in the financial services and immigration industries
  • You will be assigned a dedicated case specialist who will take care of you throughout the process
  • We ensure that we will find the most tax-efficient solution possible
  • We have a good relationship with South Africa’s insurance houses, which will ensure a hassle-free fund withdrawal
  • You will have access to unbeatable currency rates when it comes to transferring your funds abroad
  • Our wealth division can help you invest your funds in the UK or anywhere else
  • Part of our service includes a free assessment of your position in regard to financial emigration and pension recovery

The key benefits of our service include:

  • Trusted

    We are registered with the FSB (South Africa), HMRC (UK) and the FCA (Australia).

  • Experienced

    We are an established player in the financial services and immigration industries.

  • Individual service

    You will have a dedicated specialist who will take care of you throughout the process.

  • Tax services

    Experienced tax experts will ensure that we find the most tax-efficient solution possible.

  • Easy withdrawals

    Our good relationship with insurance houses will ensure a hassle-free fund withdrawal.

  • Forex experts

    You will have access to great currency rates when you transfer your funds abroad.

  • Investment advice

    Our wealth division can help you invest your funds in the UK or anywhere else.

  • Free report

    Receive a report on your position with regard to financial emigration and pension recovery.

What people say about our financial emigration service


There is no improvement needed. The service I received was 5-star and I would highly recommend Sable International. The staff involved with the whole process are a credit to the company.

- Sue Davidson

Thank you for excellent service! You continue to amaze as individuals and a company! Everything has been brilliant!

- Grove Du Toit

The service has been absolutely superb. Every member of the team that I have dealt with have been friendly, professional and extremely helpful.

This is without a doubt the best customer service that I have ever received.

- Marc North

I would absolutely suggest that I would have given up a long time ago on the financial emigration process if it was not for Ashleigh. You have a customer service star in Ashleigh.

- Ryan Letley

The service received from Ashleigh was fantastic. I am most impressed and have already referred her to my sister. Thanks so much!

- Janine Jarratt


Contact our financial emigration team

South Africa

Regent Square
Doncaster Road
Kenilworth 7708
Cape Town
t: +27 (0) 21 657 2120

United Kingdom

Castlewood House
77/91 New Oxford Street
t: +44 (0) 20 7759 7514


Suite 8.06
9 Yarra Street
South Yarra
Melbourne VIC 3141
t: +613 (0) 86 514 500

Hong Kong

Level 1102
The Lee Gardens
33 Hysan Avenue
Causeway Bay, Hong Kong
t: +852 3959 8681

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